Shaun da Silva
Finance Consultant
Shaun da Silva is a Finance Consultant with over 20 years’ experience working in the financial sector. He holds a BTech in Information Systems. Shaun writes and maintains every calculator and guide on SmartMoneyTools, verifies statutory rates against official government publications, and tests calculator outputs against worked examples before publication.
Background
- Role: Finance Consultant
- Experience: Over 20 years in the Financial Sector
- Qualification: BTech Information Systems
Shaun writes and maintains the calculators and guides on SmartMoneyTools. He is the person who researches each topic, checks statutory rates against official government publications, and tests calculator outputs against worked examples before a page is published or updated.
What Shaun does at SmartMoneyTools
- Researches every calculator and guide against primary sources — GOV.UK, HMRC, The Pensions Regulator and MoneyHelper for UK content, and the IRS and SSA for US content.
- Checks statutory rates, thresholds and allowances against those sources and links to them on each page so visitors can verify the figures independently.
- Tests each calculator with worked examples before publication or after any rate change, so the output matches the expected result.
- Maintains the tools on a review schedule — UK calculators each April for the new tax year, US calculators each January for IRS inflation adjustments, and ad-hoc updates when statutory changes are announced.
- Corrects errors promptly when they are identified, updates the “Last updated” date, and discloses significant corrections. See the Corrections Policy.
Use of AI-assisted drafting
Shaun uses AI tools to help structure articles and draft calculator code. Every AI-assisted draft is reviewed, fact-checked against official sources, and tested by Shaun before it is published. No content is published automatically. Full details are in the Editorial Policy.
SmartMoneyTools is an independent educational website. It is not authorised or regulated by the Financial Conduct Authority or any other financial regulatory body, and nothing on this site is regulated financial advice. Shaun does not hold a regulated financial-advice qualification, and the calculators and guides are provided for educational and informational purposes only.
Contact
To report an error, suggest a correction, or send feedback, email support@smartmoney-tools.com or use the contact form.